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Unemployed Loans

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Representative 1192% APR (variable). Rates from 35.9% APR to max 1304% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 6 months. Representative Example: £250 borrowed for 3 months. Total amount repayable is £411.63 in 3 monthly instalments of £137.21. Interest charged is £161.63, annual interest rate of 292% (fixed).

We are a licensed credit broker, not a lender.

Loan Amount:
Loan Term: 3 months
RAPR: 1269.7%
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We’ve all been in tough financial situations. Being unemployed shouldn’t keep you from getting the money you need.

Apply for unemployed loans today and fix your finances.

Our application is:

  • Free
  • Easy
  • 5-minutes

Loan Type


Unemployed loans


Loans for unemployed

Yes, up to £2000

Unemployed payday loans

Yes, you can pay them in weekly loans

Loans for unemployed people

It depends, some lenders may reject your application

Finding unemployed benefit loans shouldn’t be stressful and time-consuming. Let our team of experts help you. With our network of 20+ lenders who offer unemployed loans, we can get you the funds you need before the end of the day.

What are unemployed loans?

Benefit loans for the unemployed are special loans designed for people who are currently unemployed. While traditional lenders will not give a loan to you if you’re unemployed, our lenders work with you and are able to offer unemployed loans against your benefits or other sources of income.

Do I qualify for unemployed loans?

In order to be eligible for our unemployed benefit loans, you must be a legal resident of the UK. You also must be at least 18 years old. Most lenders will require that you receive a certain amount of financial assistance on a regular, monthly basis, typically in the form of government benefits. Finally, you need to have a bank account that accepts electronic transfers in order to receive your funds.

Should I get benefit loans for the unemployed?

Taking out a loan is a personal decision. You’ll need to weigh the cost of interest with your current financial need. You’ll also need to consider honestly whether or not you’ll be able to repay the loan. It’s never a good idea to take out a loan if you don’t know how you’ll be able to repay it.

If you find yourself unemployed and in need of some extra cash, benefit loans for the unemployed can be a great option.

The pros of unemployed benefit loans:

Thousands of people in the UK benefit from unemployed loans every year. Unemployed loans are great at helping people get back on their feet.

  • You don’t need to be employed. You can take out unemployed loans because our lenders are willing to give out loans against other factors, such as your benefits and alternative sources of income.
  • The loans are short-term. Most repayment periods fall between one and six months. These are short-term loans designed to help you get back on your feet rather than debt that will hang over your head for years.
  • Unemployed loans are offered in small amounts. Our lenders offer loans ranging from £100 to £1,000. If you are unemployed, it’s probably not a good idea to take out a large loan until your financial situation is more stable. A small loan of a few hundred dollars is the perfect amount to help you achieve financial stability.

The cons of unemployed benefit loans:

  • You must have benefits. Most unemployed benefits loans will require that you receive a certain amount of government benefits on a regular, monthly basis in order to qualify.
  • They may have higher interest rates. In order to make up for the high risk of lending to someone who is unemployed, many lenders will charge higher than average interest rates.

Apply for Unemployed Loans Today

  • Let us know what you need. Complete our basic application form.
  • We help you find the best lender for your needs. When there’s a match, you’ll hear back within minutes.
  • Your money is sent to your bank account instantly upon approval.